Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. This card doesn't require a credit check and doesn't require a checking account. SeeDeposit Account Agreement for details at GO2bank.com. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. All checks are subject to approval for funding in Ingo Moneys sole discretion. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. 4.50% Annual Percentage Yield (APY) as of January 2023. What does your credit score need to be for the Amex Platinum card? To make a payment using a debit card, please visit www.greendotcredit.com Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Your Credit, Looking Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Reasonable efforts are made At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Loans, Student Repair Guide, Lexington APY may change before or after you open an account. All Loans, All 5 stars. If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. What is the Green Dot customer service phone number? All rights reserved. All third-party names and logos are trademarks of their respective owners. write one now. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Funds are protected from unauthorized charges on successfully activated cards. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. This may open a replacement window on your screen with a form . This answer was first published on 09/02/20. Subject to other banks restrictions and fees. Snap photos Follow the prompts to take pictures of your check. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Credit Scores, All About WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. How can I pay my Lane Bryant Credit Card? The minimum security deposit for this card is $200. Your wireless carrier may charge a fee for data usage. See, Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. It's fast and easy to compare card offers by the criteria you require. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back You can also pick a credit line of anywhere from $200-$5,000. All third-party names and logos are trademarks of their respective owners. Account must be in good standing and chip-enabled debit card activated to opt in. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. WalletHub Answers is a free service that helps consumers access financial information. Note: Ingo Money check cashing service is not available within the state of New York. Fees on your primary deposit account may reduce earnings on your savings account. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Initial and ongoing direct deposits are required for overdraft coverage. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. If you want to learn more about your credit, sign up for a free account with Credit.com. Limits and fees may apply. RewardsReward It, New @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Mobile check deposit: Active personalized card, limits and other requirements apply. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. What You don't earn rewards on every purchase. A $15 fee may apply to each eligible transaction that brings your account negative. Claim the cash back every 12 months of use and your account being in good standing. It's free and available to anyone, whether or not you have a Capital One product. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Cards, Debit Check the data at the top of this page and the bank's website for the most current information. Score? Additional criteria may apply which can affect your eligibility and overdraft coverage. Maybe youve been denied for credit card after credit card. Credit card must be active. Not a gift card. Elisa has been with Credit.com since 2014, when she started out a Free If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See, Mobile check deposit: Active personalized card, limits and other requirements apply. Calculator, See All Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. This question is about GO2bank Credit Cards. Transfer Cards, Secured Your credit limit is equal to the amount of your security deposit, which you can add to at any time. American Express Essential TM Credit Card. Ratio Calculator, See Annual Fee: $75/99. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. Go to Settings, Manage Card. However, you can apply for the Go2Bank Secured Credit Card, instead. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Opinions expressed here are the authors and/or WalletHub editors'. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. . Cobalt Card. 2.00% Annual Percentage Yield (APY) as of October 2022. Overdraft protection up to $200 Snapshot of Card Features. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. When on a mobile device, tap on * to view disclosures. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. The card comes with a low APR of . Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. When you click on Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Lock / unlock your card*, account alerts* & a chip-enabled card! Subject to other banks restrictions and fees. * When on a desktop, hover over * to view important disclosures. Apply Now. Visit GreenDot.com today. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Ingo Money is a service provided by First Century Bank, N.A. . Active personalized card required. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. The Green Dot customer service phone number is (866) 795-7597. Should be a resident of the cities in which the credit card is offered. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. About a day later, the credit appeared on my Green Dot account. Credit Repair. A $15 fee may apply to each eligible purchase transaction that brings your account negative. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Prompt notice is required. Meanwhile you can read full answer Card, Credit Cards for Bad Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. WalletHub Answers is a free service that helps consumers access financial information. Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Terms and conditions apply. your account or get connected to a customer service representative. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. 2.00% Annual Percentage Yield (APY) as of October 2022. In addition, it is not any companys responsibility to ensure all questions are answered. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: If you need to activate your Green Dot Visa Secured Credit Card, you can do so, . Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. SeeDeposit Account Agreement (PDF)for terms and conditions. APY may change before or after you open an account. & Utility ReportingBuild It, Identity Other limits may apply. Once approved, your card should arrive in 7-10 business days. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . A $15 fee may apply to each eligible purchase transaction that brings your account negative. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Fees and limits apply to debit card transfers. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Not a gift card. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Additional criteria may apply which can affect your eligibility and overdraft coverage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Overdrafts are paid at our discretion. All rights reserved. All Loans, All About Review the fees, rates, and charges thoroughly. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. SeeDeposit Account Agreement (PDF)for terms and conditions. How do I apply for the Green Dot Platinum card? Reviews, Log Learn more (Overdraft Protection PDF)., Opt-in required. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Opt-in required. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Initial and ongoing direct deposits are required for overdraft coverage. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Unapproved checks will not be loaded to your card or account. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Your card will be deactivated and a new one sent. Fill In Your Number. Enter your cell phone number and well send you a link to install the WalletHub app. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Business Loans, Debt Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. . Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Loans, Mortgage Most people will qualify for this card. Account must be in good standing and chip-enabled debit card activated to opt-in. When on a mobile device, tap on * to view disclosures. Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. Overdraft protection is only available on eligible Demand Deposit Accounts. Overall Satisfaction Rating. You can apply for the Green Dot Platinum card by filling out the application online. Posts, Credit Card Payoff Compare. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Ingo Money is a service provided by First Century Bank, N.A. Active personalized card required. Oh! APY may change before or after you open an account. How can I request for a new Greendot card? Approval review usually takes 3-5 minutes but may take up to one hour. Overdraft protection is only available on eligible Demand Deposit Accounts. Overdrafts are paid at our discretion. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. APY maychange before or after you open an account. Loan Calculator, Simple may be even greater.Approval Time:Approval time for this offer is not listed. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23.
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